Seniors: Medicare Supplements, Medicare Advantage, and Life Insurance

Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance.

There are several components to Medicare: Parts A, B, and D for prescriptions, and you have certain eligiblity and enrollment deadlines you must follow, or face higher costs later.  PLease ask and we will get you stated on what you need to know.

Medicare supplemtns are health insurance policy sold by private heath insurance companies to fill the "gaps" in Medicare coverage.

Medicare Advantage plans are an alternate to traditional Medicare that offer additonal benefits and coverage, reducing your potential out-of-pocket costs, including prescriptions.

For more information or to get a quote, fill out our online Medicare quote form.

Life Insurance For Seniors

You are never too old for life insurance IF you need it.  There are different plans for different situations and budgets.  But any recommendaiton begins with a thorough assesment of your situation and objectives.  If life insurance is the BEST solution, we will find the best plan to accomplish it.

Discuss you thoughts and concerns with James Archer, ChFC.